Archive for March 2016

Are you prepared if your circumstances change?

In the past few weeks the papers have been filled with doom and gloom. The mining boom is over and thousands of people are facing redundancies not only in the mining sector but in sectors that flow in to this industry. If you own your own home, you are probably feeling a little anxious as…

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Now is the time for a home loan health check!

Over the past couple of years, we have seen the official cash rate in Australia sitting at record low rates. If you have not reviewed your home loan in the last 12 months, chances are you are not getting the best deal around. The cash rate sitting at such a low rate has meant that…

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Have you considered these costs?

Buying a home can be a daunting process, especially when you do not know how much money you may be liable to spend. There are many costs that should be factored in to your budget when purchasing a property. Here are a few costs you may need to consider: Building/ Property Inspection: you may wish…

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Time to review your personal finances

How often do you review your personal finances? We recommend that you do a full assessment at least once a year and an interim review every six months. Conducting annual reviews of many aspects of your life is a good habit to form. The key is to choose a time and put it in your…

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What do rich people do differently?

Many of us often wonder what the secret is to getting rich. How do I get rich? What do I need to do? Are you wondering what rich people do differently to poor people? Some research conducted in the US showed that they do a few things that poor people do not. Here is what…

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How does a line of credit work and is it for me?

How you structure your mortgage can be a big decision. One of the decisions that you may be considering is taking out a line of credit. Essentially, a line of credit allows you to access the equity you have in your home. For example, if your home is worth $300,000 and your mortgage is $100,000…

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