5 Things to Ask Yourself as a First-Time Homebuyer

February 24, 2021

Spring is coming, and you know what that means— it’s home buying season!  The housing market can get a bit chaotic during springtime, making it an intimidating playground for homebuyers, especially for those hoping to buy their first house. This is because there are a plethora of factors you need to consider, and as home…

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Buying a Home During the Pandemic: What You Need to Know

February 17, 2021

The COVID-19 pandemic has affected almost every country globally, and it has changed the way people live and handle their finances. In Australia, many people postponed their plans to purchase a new home because of the uncertainty that the pandemic brought, and they can’t be blamed. Many admitted that they had to tap into the…

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piggy bank

A Guide to Handling Business Loans and Cash Flow Management

February 12, 2021

If you’re operating a small business, you know how integral it is to have the finances to back you up and fund your operations, assets, and loans accordingly. As such, applying for a loan is necessary for start-up companies that don’t have enough money to jumpstart their career down the line. In general, there are…

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credit card

Credit Card Myths That May Be Hindering Your Borrowing Capacity

February 4, 2021

When you pay off your credit card debt, you will almost certainly have a better credit score, right? Or will you? There are many confusing myths out there about credit card debt and loans. It may sometimes be easier to believe what you hear, especially if you don’t have a financial adviser to guide you.…

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borrowing money

Things You Need to Understand About Your Borrowing Capacity

February 1, 2021

When it comes to loaning money, a borrower will only be able to loan a finite amount of money from a lender or lending institution. This amount is referred to as the borrowing capacity of a person. There is no specified amount when it comes to borrowing capacity as it would vary per individual and…

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Determining the Perfect House Deposit Value in 3 Easy Tips

January 18, 2021

Buying a house is an exciting family venture, but it can easily become successful if you don’t know the ideal deposit value to put in for your house loans. That’s because these can lead to financial troubles that may affect your quality of life and social security. Fortunately, there are ways to determine the ideal…

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buying a house

Are House and Land Packages Investment-Worthy? Our Guide

January 11, 2021

As an aspiring homeowner, house and land packages may sound like a great option. It’s especially enticing if you are a first-time home buyer since you are offered competitive prices, tax deductions, and the chance to customise your house according to your preferences, needs, and lifestyle. However, you need to consider the disadvantages before deciding…

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second hand car

3 Tips to Consider When Buying a Second-Hand Car

December 30, 2020

Buying a vehicle is a luxury for many people, despite being a necessity in everyday life. The price of cars can be as financially strenuous as purchasing a house, which means taking out car loans can drive up your monthly mortgage payments too. Seeing as financing a brand new vehicle is not feasible for many…

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Finances and budgeting, businessman stacking coins

The Pros and Cons of a Fixed Interest Rate: What to Know

December 24, 2020

The upcoming new year always leads people to different speculations about what is to come. What could be the trends that will dominate the market next? What exercise or diet fads will begin to arise? Will there be another pandemic? What will happen to the economic status of Australia and its interest rates? These little…

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investment property buyer

What to Know as a First-Time Investment Property Buyer in Perth

December 16, 2020

No matter how old you are, the excitement and anticipation that comes with purchasing your very first investment property are always going to be justified. From the moment you realise that you have enough to convert the costs to the time you sign your name on the transfer papers, acquiring your first real estate investment…

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