Tracey Franco

The journey to owning a home is now easier thanks to first home buyer grants and home loans available in Perth. This guide helps clear up any confusion and shows you the support that is available. We’ll guide you through the main government grants available for first home buyers across Australia, with a focus on…

Avoiding Debt Traps: Practical Tips for Long-Term Financial Stability Debt cycles can affect anyone, but by using the right strategies and building smart money habits, you can avoid common money mistakes. We will guide you on how to recognise warning signs early, utilise budgeting apps or money management tools, and create an emergency fund that…

Debt Consolidation: What to Know Before You Jump In If you’ve got multiple debts weighing you down, like credit cards, personal loans, or retail store cards, consolidating them into one can seem like a lifesaver. Instead of trying to remember five different due dates and interest rates, you’d have just one loan to manage. For…

Imagine owning a property that pays you every month and grows in value. That’s the power of smart property investment in Australia, and the right strategy can get you there faster than you think. Today’s property landscape requires a mix of research, timing, and local knowledge. From capital cities to regional hotspots, understanding where and…

Asset finance is a useful way, especially for small businesses, to get the equipment and assets they need without having to pay a lot of money upfront. It uses the asset itself as a guarantee for the money borrowed. This allows companies to keep their cash flow steady while still getting the tools they need…

Are you thinking about buying your first home? Getting pre-approval for a home loan is a smart first move. This means a lender will check your finances and tell you how much money they might lend you. For first home buyers, pre-approval gives you a clear budget before you start looking for houses.  In this…

Benefits Of A Home Loan Health Check A home loan health check is a simple way to make sure your mortgage still fits your needs. Think of it as a checkup for your biggest financial commitment. It helps you find opportunities to save money and reach your financial goals faster. The benefits of a home…

Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching their 20% deposit goal faster. First home buyers have been delivered a bit of well-deserved good news with the findings of the 2023 Domain First Home Buyer Report. The analysis…

You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over it, how can you prepare for a soft landing? A staggering 880,000 fixed-rate loans are set to end this year, and when they do, many Australian households will be facing significantly higher…

We all know being on our monetary optimal behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders? Smart money management and cutting back on expenses can help your home loan application. That’s no secret. But a bit of…