Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The first big question is how much you can borrow and what your likely repayments will be.
That’s where we can help, we’ll do all the legwork for you. We will be able to compare home loans across hundreds of products available from Australia’s leading lending institutions.
And because you’re a first home buyer, you may be eligible for a first home buyer grant. This is a grant available to Australian citizens or permanent residents who wish to buy or build their first home, which will be their principal place of residence within 12 months of settlement. As grant conditions vary from state to state, contact an AFG broker to find out how much grant money you could receive.
We will also liaise with the lender, your conveyancer and your real estate agent. Basically, it’s our job to do all the hard work and you can focus on finding the right home for you. We’ll be there every step of the way to guide you through the entire home loan process – from application to approval.
Thank you so much for all of your hard work organising our mortgages (and driving all the way to our Guildford house – twice) We really appreciate it as it wasn’t the most straight forward for you.
Bev was always efficient, quick to respond to any questions we had and would take the time to explain things further. She was always friendly, patient and professional and worked hard to find the best mortgage rates for us.
Our dealings with Bev was a stress free experience. After dealings with another bank that was stressful I would always refer Bev as a broker.
We’re all unique when it comes to our finances and borrowing needs. Get an estimate on how much you could borrow with our Home Loan Quote in 30 seconds. Or contact us today, we can help with calculations based on your circumstances.
Our guides to loan types and features will help you learn about the main options available. There are hundreds of different home loans available, so talk to us today.
Usually between 5% – 10% of the value of a property, which you pay when signing a Contract of Sale. Speak with us to discuss your options for a deposit. You may be able to borrow against the equity in your existing home or an investment property.
Go to our Repayment Calculator for an estimate. Because there so many different loan products, some with lower introductory rates, talk to us today about the deals currently available, we’ll find the right loan set-up for you.
Most lenders offer flexible repayment options to suit your pay cycle. Aim for weekly or fortnightly repayments, instead of monthly, as you will make more payments in a year, which will shave dollars and time off your loan.
This is a grant available to Australian citizens or permanent residents who wish to buy or build their first home, which will be their principal place of residence within 12 months of settlement. Contact us directly to find out how much grant money you could receive.
There are a number of fees involved when buying a property. To avoid any surprises, the list below sets out all of the usual costs: