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How to Consolidate Business Debt: A Step-by-Step Guide
Learn how to consolidate business debt with our step-by-step guide. Explore options, eligibility criteria, and next steps to improve cash flow.
Refinance Cashback vs Lower Rate: What Should You Compare?
A refinance cashback can look attractive when you're reviewing your home loan. Some lenders offer cashback incentives to eligible borrowers who refinance, with the amount and eligibility requirements varying between lenders and offers. However, the largest upfront cashback does not necessarily mean the lowest overall cost. A lower interest rate may reduce interest costs over…
Cash Rate Hits 4.60%: 5 Steps to Review Your Home Loan After the Rate Rise
On 29 September 2026, the Reserve Bank of Australia announced a 0.25 percentage point increase in the cash rate target, taking it from 4.35% to 4.60%, effective 30 September 2026. The four major banks have announced 0.25 percentage point increases to their variable home loan rates, effective 9 October 2026. Other lenders may apply different…
7 Signs It May Be Time to Review Your Home Loan
A home loan can stay with you for many years, but your circumstances and the lending market may change during that time. Interest rates move. Lenders update their products and assessment criteria. Your income, expenses, property plans and priorities may also look different from when you first took out your loan. For these reasons, some…
Construction Loan Process Explained Simply
Construction loan process: Learn how construction loans work step-by-step. Understand progressive drawdowns, eligibility, documents needed and timelines.
Refinancing Complex Investment Loan Portfolios
Refinancing complex investment loan portfolios unlocks equity and improves cash flow. Learn cross-collateralisation strategies, structuring options, and.
How to Compare Mortgage Interest Rates
Learn how to compare mortgage interest rates effectively. Understand comparison rates, fees, and loan features to find the best home loan for your.
How to Get Home Loan Pre-Approval: Step-by-Step
Learn how to get home loan pre-approval in Australia. Discover what documents you need, how long it takes, and the key steps to strengthen your.
Mortgage Broker vs Direct to Bank: 2026 Guide
Mortgage broker vs direct to bank: Compare mortgage brokers and direct bank lending in Australia. Understand costs, rates, application timelines, and.
Asset Finance for Business Equipment: A 2026 Guide
Asset finance for business equipment: Learn how asset finance helps businesses acquire equipment. Compare hire purchase, chattel mortgages and finance.