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When Is the Right and Wrong Time to Refinance Your Home
With the ever-changing world of loans and mortgages, people often opt to refinance their loans. There are many reasons why people would do this. Perhaps they want a shorter term for their home loan or wish to get a lower interest rate. In some cases, refinancing your home is a smart move that can be…
Important Questions You Should Ask Your Mortgage Broker
Before buying a real estate property, you need to be approved for a mortgage. And you need a mortgage broker to help you achieve that. However, you need to test your mortgage broker and make sure that they’re fit for the job. After all, the wrong person could lead you to make the wrong decisions….
Australian Home Buying Schemes for New Buyers and Single Parents
If there’s anything that the past year has taught us, it’s that every family deserves to have a home in which they can safely shelter themselves in times of trouble. Unfortunately, it takes time to establish yourself financially and navigate through the property market—and not everyone has the luxury of waiting. To counter the growing…
What You Need to Do before Buying a House in the Future
Everyone dreams of being able to buy their very first home. Who doesn’t want to come home to a space that is a fruit of their hard work and dreams for many years? Even if you are in a situation where you think buying a house is nowhere near your horizon yet, it doesn’t mean…
Reassessing the Rumours Surrounding Mortgage Refinancing
Refinancing allows people to pay off their outstanding debt by taking out another loan, which can be great for a mortgage. It can be quite a helpful process, especially if you’re faced with lower interest rates and a fast-approaching deadline for the previous loan. However, there have been a lot of misconceptions about mortgage refinancing…
Mortgage Refinancing: The Dos and Don’ts You Should Know
Things happen, and there will be times when you need to get a new loan to pay off an older loan. The process is known as refinancing, wherein borrowers may acquire a more affordable interest rate and, at the same time, improve their credit scores. Refinancing is considered a prudent way to fix the issues…
All About Mortgage Brokers: What You Need to Know
If you’ve been considering purchasing a home for the first time, you’ll want to work with a mortgage broker. Unless you have access to a vast number of resources, you’ll need a mortgage or home loan to help finance your first home, which is where mortgage brokers shine best. Using their expertise, they can help…
How Hard Is It to Get an Investment Loan to Start a Business?
Property investment is a great way to earn a stable income and have some left for the luxuries in life. But you don’t have to wait years and years until your savings match the price. Consider taking out an investment loan, which some lenders will grant to those who meet the criteria. How Hard Is…
5 Tips for Securing a Commercial Loan – Our Guide
If you’ve found yourself with an exciting new business opportunity that you can’t wait to bring to life, you may be looking for ways to finance it. Starting a business can be thrilling, but looking for ways to get it off the ground requires some form of capital investment, which you may not always have…
Finalising Your Loan Agreement: 5 Clauses to Consider
It’s a lender’s responsibility to draft the contents of a loan agreement. For this reason, it’s the lending party’s goal to provide all the necessary terms of an agreement relevant to the transaction. Incomplete clauses or details in your contract can lead to prolonged back and forths. On the other hand, failing to indicate important…