First Home Buyers Blog
Find your money on the internet
This is really true – the internet can help you find money. There are a couple of big places where people tend to lost track of funds but the Australian Government has made it so that you can track them down easily. Lost Superannuation Many of us change jobs, move homes and simply forget to…
Read MoreHit the SAVE button on the internet
Most Australians have access to the internet but fail to realise the power that is at their fingertips. There are now some great websites out there that do all of the hard work for you when it comes to finding the best price. Insurance Most of us have a variety of insurances from home and…
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With low interest rates, now is the time to review your borrowings
When the Reserve Bank met for the first time in 2015 on the 3rd February 2015, they made a bold move and reduced the official cash rate by 0.25%. This means that the official cash rate in Australia now sits at 2.25%. This is GREAT news for home owners. The competition within the mortgage market…
Read MoreCredit card debt is tough!
So it is a month since Christmas and that means your first post-Christmas credit card bill has probably landed. Was your spending a little out of control over the Christmas and holiday period? Don’t worry, you are not alone. It is very easy to find yourself in a position where you have a lot of…
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Time to review your personal expenses.
Many of us simply continuously pay our bills without ever giving them too much thought. But the reality of it is, we need to conduct an annual review of most of our outgoings to ensure we are not only getting the best deal but to ensure they still meet our needs. Here is a quick…
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Time to review your personal finances
With the New Year still fresh in our minds, January is a really great time to undertake a review of many aspects of your life. And this is not simply about reviewing your eating or drinking habits (but this is a great goal if you want to focus on it). Conducting annual reviews of many…
Read MoreWhat is LVR?
LVR is a term that is used a lot when it comes to finance. LVR is the Loan to Value Ratio. This ratio is used by lenders when determining how much you can borrow. This ratio allows the lender to determine your risk when it comes to borrowing. The higher the LVR, the higher the…
Read MoreNever have enough money?
There are times in all of our lives when we have struggled financially. That anxious feeling of not having enough money can overwhelm all of our waking thoughts. So what can you do about it? Beyond the big things like borrowing money or changing jobs, here are a few simple ideas to help you raise…
Read MoreWhere does my money go?
Most of us find ourselves in a situation where all of our money vanishes every pay before we have a chance to enjoy it. The reality of it is, we often have numerous direct debits and subscriptions that eat in to our earnings without us using them. Here are a few that you may be…
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Time to review your personal finances
As we enter the final quarter of 2015, now can be a good time to take stock and review how the year has gone and how we are tracking towards our goals. Conducting reviews of many aspects of your life is a good habit to form and doing it quarterly can be a really good…
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