Residential
Credit card debt is tough!
So it is a month since Christmas and that means your first post-Christmas credit card bill has probably landed. Was your spending a little out of control over the Christmas and holiday period? Don’t worry, you are not alone. It is very easy to find yourself in a position where you have a lot of…
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Time to review your personal expenses.
Many of us simply continuously pay our bills without ever giving them too much thought. But the reality of it is, we need to conduct an annual review of most of our outgoings to ensure we are not only getting the best deal but to ensure they still meet our needs. Here is a quick…
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Time to review your personal finances
With the New Year still fresh in our minds, January is a really great time to undertake a review of many aspects of your life. And this is not simply about reviewing your eating or drinking habits (but this is a great goal if you want to focus on it). Conducting annual reviews of many…
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Lending can be harder for investors
In the news recently has been lending to investors. The lending regulatory body, APRA (Australian Prudential Regulation Authority) has put measures in place in an effort to rein in the sector. Early indications are that it is succeeding. A few of the major changes that have been seen in the past few weeks by the…
Read MoreWhat is LVR?
LVR is a term that is used a lot when it comes to finance. LVR is the Loan to Value Ratio. This ratio is used by lenders when determining how much you can borrow. This ratio allows the lender to determine your risk when it comes to borrowing. The higher the LVR, the higher the…
Read MoreNever have enough money?
There are times in all of our lives when we have struggled financially. That anxious feeling of not having enough money can overwhelm all of our waking thoughts. So what can you do about it? Beyond the big things like borrowing money or changing jobs, here are a few simple ideas to help you raise…
Read MoreWhere does my money go?
Most of us find ourselves in a situation where all of our money vanishes every pay before we have a chance to enjoy it. The reality of it is, we often have numerous direct debits and subscriptions that eat in to our earnings without us using them. Here are a few that you may be…
Read MoreDon't change anything – when not to move your home loan
As mortgage brokers, many people think that we are focused on getting you to change your home loan to a different lender. This can mean a long and drawn out process that can take some time. Here at FinanceCorp, we are proud that we do things differently. Our focus is on ensuring you are getting…
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Time to review your personal finances
As we enter the final quarter of 2015, now can be a good time to take stock and review how the year has gone and how we are tracking towards our goals. Conducting reviews of many aspects of your life is a good habit to form and doing it quarterly can be a really good…
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Getting some extra cash for Christmas
Christmas can really put the finances under pressure as we need to buy presents, attend lots of functions and host meals at our house. All this equals lots of spending and generally there is no more money coming in than at any other time of the year. As well as needing extra money at Christmas,…
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