Residential

Top ways to cut your expenses and increase your savings

Top ways to cut your expenses and increase your savings

November 5, 2018

Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. On top of a budget, a savings plan and strategies such as a high-interest savings account, an effective way to save is to reduce or eliminate expenses.…

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Tiny houses

Tiny houses

November 5, 2018

It’s easy to understand why we look for the largest, most prestigious properties we can afford – we are constantly urged to define our success by our possessions: bigger, better, newer, faster, shinier. A relatively recent counter-movement, however, urges lower impact, fewer goods and less consumption, and at its core nestles the tiny house. With…

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Three things you need to ask your partner before you apply for a home loan together

November 5, 2018

Before you apply for a home loan with your partner, there are a few discussions that you need to have that go a little beyond what you may know already. You’ve found someone you want to spend your life with (or a significant chunk of it, at least) – the hard part is over, right?…

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The perfect property at an affordable price – it’s not a myth

The perfect property at an affordable price – it’s not a myth

November 5, 2018

So you’ve found your dream home, but it’s in need of a little TLC. While others may see this as a deterrent, this is actually a great opportunity to nab the house of your dreams at a price tag that’s within your means. Here’s how to tactfully negotiate the price without ruining your chances of…

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The home loan approval process

The home loan approval process

November 5, 2018

Following the lodgement of a home loan application, hopeful borrowers are often keen to know what will happen next and how long it will take for them to receive the verdict. The bad news is that there is no one-size-fits-all answer. The good news, however, is that a solid application is the key to keeping…

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The added cost of purchasing property

The added cost of purchasing property

November 5, 2018

Buying a property carries more costs than just the purchase price, so don’t forget to account for these extras. In addition to moving costs, council rates, strata fees, renovations and furniture, homebuyers face additional fees to complete their property purchase. Stamp duty Stamp duty must be paid in order for mortgage documents to be legal.…

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Steps to Buying an Investment Property

Steps to Buying an Investment Property

November 5, 2018

Step 1: Speak to a FinanceCorp Finance Manager When considering an investment property, your first port of call should be your finance broker.  A FinanceCorp Finance Manager can help you achieve your investment property goals.  They will review your assets and liabilities to determine how much you can borrow, which will, in turn, give you…

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Stamp duty explained

November 5, 2018

Stamp duty is a charge which is applied by state governments in Australia on transactions relating to the transfer of land or property. It is paid upfront and needs to be budgeted for in addition to your loan deposit. The amount of stamp duty you are required to pay differs in each state, however there…

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Solicitors versus conveyancers

November 5, 2018

A conveyancer is a solicitor, but just deals with property, right? Wrong. The two are different, and it is important to have the right one on your team, in order to avoid paying too much while still getting the advice you need. Buying property is one of the biggest decisions most of us will make…

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Six ways to fund a renovation..

November 5, 2018

Any renovation project, large or small, can be all-consuming in terms of your energy and money. Here are six loan types that can help you with the latter. Considering transforming your home from ‘blah’ to ‘brilliant’, but lacking the funds to support your major makeover? Never fear, we’ve rounded up a few different home renovation…

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