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A summary of keystart

Keystart Home Loans have been around since 1989. The initiative was introduced by the Western Australian government. Keystart is wholly owned by the Housing Authority. The aim of a Keystart Home Loan is to assist people in to their own home. Since inception, Keystart has helped over 80,000 West Australian individuals and families achieve home…

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Preparing for the end of financial year

The financial year has just ended. Many people see this as simply a time that they must place their tax return and receive either a bill or a refund from the Australian Tax Office (ATO). But the end of the financial year can be a really good to time to review your personal financial situation.…

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Changes to the credit rating system (March 2014)

We have many clients express concerns about their credit rating. Most of them are uncertain about the actual content on their credit rating. The reality is that not everything has an impact on your credit rating. On the 12th March 2014, the credit checks system is about to change. This could have a huge impact…

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Changes to stamp duty (July 2014)

The WA State Government has proposed changes to the stamp duty threshold as well as the applicable concessional rates in the budget announced on the 8th May. The changes came in to effect on 3rd July 2014 The amendments to stamp duty are as follows: The first home buyer stamp duty concession, where a full…

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State budget changes (2 June 2014)

The big news over the past couple of weeks has been without a doubt the Federal Budget (closely followed by the wink-gate scandal from Tony). Many people may not have realised that at almost the same time, the WA State Government also released its budget for 2014-2015. The budget had some far reaching effects across…

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Reserve Bank forecasts more property growth (Oct 2014)

The Reserve Bank of Australia has adopted a gloomy view of the overall economy but it remains optimistic about the housing marketing. It has stated that low interest rates, strong population growth and a retargeting of government grants had helped generate a “strong recovery” in housing investment.   Looking forward, there are several indicators that…

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Predictions for the building market

The new residential dwellings market has picked up in late 2013 and during 2014. This growth is predicted to continue for the next three years. These forecasts are from the Master Builders Association. The forecasts are derived from a sophisticated model purposely built for the building and construction industry developed by the Master Builders Association…

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Getting prepared for EOFY

Getting prepared for the EOFY The financial year has just ended. Many people see this as simply a time that they must place their tax return and receive either a bill or a refund from the Australian Tax Office (ATO). But the end of the financial year can be a really good to time to…

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FHOG July 2013

First Home Owners There is a lot of assistance available to first home owners. I have compiled some useful information for you and your clients. Is your client a first home owner? The WA State Government has put in place some measures to make home ownership more achievable for eligible first home owners. The assistance…

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Changes to Credit Rating System (Aug 2014)

Changes to the credit rating system We have many clients express concerns about their credit rating. Most of them are uncertain about the actual content on their credit rating. The reality is that not everything has an impact on your credit rating. On the 12th March 2014, the credit checks system is about to change.…

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