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Pay Off Your Mortgage Faster With These 5 Financial Tips

Pay Off Your Mortgage Faster With These 5 Financial Tips

April 27, 2022

Buying a house is likely to be the most costly investment you will ever make, so it’s no surprise that mortgages may take decades to pay off. However, if you manage your money well, you can pay off this debt sooner and allow yourself more time to save for your next large purchase or investment.…

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Mortgage Default 101: What Happens When You Can’t Pay?

Mortgage Default 101: What Happens When You Can’t Pay?

April 27, 2022

When you miss a mortgage payment, that means you just had a mortgage default. Seeing as lenders expect you to pay on time and as promised, you get penalised and pay a fee when you miss a payment. The only way to remedy this is to ensure you don’t miss a payment and continue paying…

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5 Practical Tips When Buying a Home on a Single Income

5 Practical Tips When Buying a Home on a Single Income

April 8, 2022

It can be challenging to save up for your dream home if you’re on a single income. But that doesn’t mean that it is not possible. It just requires more of your determination and discipline, which are essential to saving resources. Here are some practical tips that you can use when you’re planning to buy…

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The Advantages of Splitting your Home Loan Between Variable and Fixed

The Advantages of Splitting your Home Loan Between Variable and Fixed

April 8, 2022

With everyone discussing the inevitable interest rate hikes coming sooner than what’s expected, homeowners are now wondering about what they can do to protect their budgets.  While there may be a few options, one that’s worth exploring is a split rate home loan: How Cash Rate Hikes Affect Home Loans If you have a mortgage…

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How Long Does It Take to Refinance: What You Need to Know

How Long Does It Take to Refinance: What You Need to Know

December 15, 2021

Refinancing your home loan can sound like a hassle, but it most certainly can be surprisingly easy. To give you a better idea of the process, we thought it would be useful to put together a brief article discussing how long the entire process will take. For more information on this, read on for a…

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How to Make Sure You’re Prepared for Mortgage Refinancing

How to Make Sure You’re Prepared for Mortgage Refinancing

December 8, 2021

Australians flocked to refinancing their home loans in 2020, with around 500,000 people changing their home loans. Australians have taken notice of the record-low interest rates. In the meantime, Aussies have been rushing to modify their loan terms. They’re looking for the best way to lock in a lower interest rate, more flexible loan features,…

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Guaranteed Tips in Having a Stress-Free Home Purchase

Guaranteed Tips in Having a Stress-Free Home Purchase

December 8, 2021

When you decide to buy a new home, you’re taking a big step that could have far-reaching consequences. The process of buying a new home is more complex than most people realise, and this means you want to make sure you don’t fall into any common traps. Any misstep while feeling confident is a surefire…

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Everything to Know to Make the Homebuying Process Go Smoothly

Everything to Know to Make the Homebuying Process Go Smoothly

November 30, 2021

Congratulations, you and your bank-to-be have decided to get married, and you’re making your way towards the altar, or rather, the world of home buying. While this is a very exciting milestone in life, there are many things to take into account when purchasing your first home. Not many people think about this, but buying…

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5 Essential Questions First-Time Home Buyers Should Ask

5 Essential Questions First-Time Home Buyers Should Ask

November 12, 2021

One of the most significant investments you’ll ever make is purchasing a home for the first time. It may also be the most difficult. Many first-time homebuyers are intimidated by the sheer number of options available to them. Here are five essential questions that first-time homebuyers need to ask before buying their first home. 1.…

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The Benefits and Risks of Refinancing Your Home Loan

The Benefits and Risks of Refinancing Your Home Loan

October 20, 2021

When interest rates are extremely low, refinancing your mortgage may appear to be a no-brainer. While this strategy has some definite advantages, refinancing is a serious financial transaction with significant risks. Refinancing is the process of moving your mortgage loan from one lender to another. Since you already own the house, there is no need…

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