Business

When Would I Refinance My Mortgage?

December 27, 2022

Whenever it makes financial sense to do so. Heard about mortgage refinancing? In the past, most people who took out a mortgage doggedly continued with it until they had paid it off. These days, people refinance their mortgages much more frequently. The average duration of a home loan in Australia now is just 4-5 years.…

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Will Investing In A Small Property Provide A Good ROI?

December 14, 2022

Choosing the right small investment property is key to making a profitable investment. Thorough research is essential for success with any investment property. In this post, we examine how to conduct your research and select the right small space property to provide you with the investment property returns you desire. Why Purchase A Small Space…

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Here’s a Simple Guide to Equipment Financing in Australia

July 14, 2022

Small business owners may not necessarily have the means to acquire the equipment they need. For some, certain equipment may only be necessary for a certain period of time and may not be worth investing in to purchase equipment. Luckily, there is the option of equipment financing. But what exactly is equipment financing, and how…

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5 Kinds of Asset Finance You Should Need to Know About

July 14, 2022

There are many types of asset finance available to businesses, each with its own advantages and disadvantages. There are various forms of asset finance available. Businesses that need high-cost equipment – vehicles, machinery, IT systems – usually don’t have the cash on hand to make the purchases. One option is to take out a commercial…

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Pay Off Your Mortgage Faster With These 5 Financial Tips

April 27, 2022

Buying a house is likely to be the most costly investment you will ever make, so it’s no surprise that mortgages may take decades to pay off. However, if you manage your money well, you can pay off this debt sooner and allow yourself more time to save for your next large purchase or investment.…

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Mortgage Default 101: What Happens When You Can’t Pay?

April 27, 2022

When you miss a mortgage payment, that means you just had a mortgage default. Seeing as lenders expect you to pay on time and as promised, you get penalised and pay a fee when you miss a payment. The only way to remedy this is to ensure you don’t miss a payment and continue paying…

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5 Practical Tips When Buying a Home on a Single Income

April 8, 2022

It can be challenging to save up for your dream home if you’re on a single income. But that doesn’t mean that it is not possible. It just requires more of your determination and discipline, which are essential to saving resources. Here are some practical tips that you can use when you’re planning to buy…

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The Advantages of Splitting your Home Loan Between Variable and Fixed

April 8, 2022

With everyone discussing the inevitable interest rate hikes coming sooner than what’s expected, homeowners are now wondering about what they can do to protect their budgets.  While there may be a few options, one that’s worth exploring is a split rate home loan: How Cash Rate Hikes Affect Home Loans If you have a mortgage…

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How Long Does It Take to Refinance: What You Need to Know

December 15, 2021

Refinancing your home loan can sound like a hassle, but it most certainly can be surprisingly easy. To give you a better idea of the process, we thought it would be useful to put together a brief article discussing how long the entire process will take. For more information on this, read on for a…

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Mortgage Refinancing

How to Make Sure You’re Prepared for Mortgage Refinancing

December 8, 2021

Australians flocked to refinancing their home loans in 2020, with around 500,000 people changing their home loans. Australians have taken notice of the record-low interest rates. In the meantime, Aussies have been rushing to modify their loan terms. They’re looking for the best way to lock in a lower interest rate, more flexible loan features,…

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