FinanceCorp News
Property Planning Tools Many Borrowers Use Before Applying for a Loan
Buying a property often starts long before a loan application is submitted. Many Australians spend months researching suburbs, comparing property prices, and reviewing their finances before making a move. One of the most useful starting points is understanding where you stand financially today. That is where online calculators and planning tools come in. While these…
Your Fixed Rate Is Ending: Key Considerations Before Moving to a Variable Rate
For many Australian homeowners, a fixed-rate period eventually comes to an end. When that happens, the loan usually moves to the lender’s variable rate unless other arrangements are made. This can come as a surprise for borrowers who have become accustomed to the certainty of fixed repayments. The transition from fixed to variable often prompts…
Construction Loan Progress Payments: What Most Buyers Miss
Building a home is different from buying an established property. Instead of receiving the full loan amount at settlement, funds are released in stages as construction moves forward. Understanding construction loan progress payments Australian borrowers commonly encounter may help you prepare for each stage of the building process and understand how funds are released throughout…
Renovation Loans vs Refinancing: Which Option May Suit Your Renovation Plans?
Many homeowners reach a point where their current home no longer meets their needs. Perhaps the kitchen feels outdated. Perhaps the family has grown, and additional space is now needed. Some homeowners want to improve outdoor living areas, while others are planning a major extension. When renovation plans start taking shape, one of the first…
WA First Home Buyer Stamp Duty Concessions Explained
Buying your first home is an exciting milestone. It can also come with a range of upfront costs that many buyers do not expect. One of the highest costs is stamp duty. In Western Australia, eligible first home buyers may be able to access stamp duty concessions or even a full exemption in some circumstances.…
Autumn Property Market Activity in Perth: What to Know
Autumn is often seen as a steady period in the property cycle. The pace of the market may shift after the summer months, and buyers and sellers adjust their expectations. In Perth, seasonal changes can influence how people approach property decisions. Market activity does not stop, but the focus often becomes more measured. If you…
Offset Accounts vs Redraw Facilities: What They Mean for Your Home Loan
When choosing a home loan, most people focus on interest rates and repayments. However, loan features can also play an important role over time. Two features often discussed are offset accounts and redraw facilities. These tools are designed to interact with your loan balance in different ways. Understanding how they work can help you make…
How to Invest in Property Using Your SMSF in Perth
Self-managed super funds have become more common in Australia, with many people looking for greater control over how their retirement savings are invested. One option some SMSF trustees explore is property, although whether this is appropriate depends on the fund’s investment strategy, risk profile, liquidity and compliance obligations. However, using super to invest in property…
What Perth Buyers Are Considering After the March 2026 RBA Cash Rate Decision
Interest rates continue to shape the Australian property market. Each update from the Reserve Bank of Australia influences borrowing capacity, repayment levels, and buyer confidence. The latest decision has again placed focus on how rates affect property plans. For many buyers, the key question is how to respond. Understanding how the RBA cash rate impacts…
Building vs Buying Established Property in Perth: Key Differences to Consider
Buying your first home or next property is a major decision. One of the first questions many buyers ask is whether to build or buy an established home. In Perth, both options are popular. Each comes with different costs, timelines, and risks. If you are comparing building versus buying established property in Perth, it is…