Property Investors Blog

What is LVR?

January 26, 2016

LVR is a term that is used a lot when it comes to finance. LVR is the Loan to Value Ratio. This ratio is used by lenders when determining how much you can borrow. This ratio allows the lender to determine your risk when it comes to borrowing. The higher the LVR, the higher the…

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What is LMI?

October 5, 2014

Lenders Mortgage Insurance or LMI is the name given to an insurance product that lenders will force a borrower to undertake when they fail to meet certain criteria. Typically, a lender will request the borrower takes out LMI when their deposit is lower than 20%. This can allow a borrower to take their borrowings up…

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