FinanceCorp

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RBA Cash Rate: What Is It & How Does It Affect Mortgages

January 4, 2022

The Reserve Bank of Australia is the country’s central bank, which means it manages Australia’s currency and monetary policy. One of the essential responsibilities of the RBA is to set the cash rate for all overnight loans between banks. What does the RBA cash rate change mean, and how does it affect your mortgage? Keep…

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buying a house

Different Reasons to Buy an Apartment as Your First Home.

January 4, 2022

For first-time home buyers, picking between an apartment or a house can be tricky. While the former may not have as many features, it is often easier on a person’s wallet. That being said, if you still can’t make up your mind, no worries. In this article, we’ll discuss why it is always the better…

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buying a house

5 Factors to Consider Before Buying a House for the First Time

December 15, 2021

When you’re ready to start a new chapter of your life as an adult and move into the home of your dreams, there’s no denying that the prospect of shopping for a house for the first time can bring overwhelming excitement. While it’s easy to get caught up in the thrill of buying your home,…

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meeting

How Long Does It Take to Refinance: What You Need to Know

December 15, 2021

Refinancing your home loan can sound like a hassle, but it most certainly can be surprisingly easy. To give you a better idea of the process, we thought it would be useful to put together a brief article discussing how long the entire process will take. For more information on this, read on for a…

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Mortgage Refinancing

How to Make Sure You’re Prepared for Mortgage Refinancing

December 8, 2021

Australians flocked to refinancing their home loans in 2020, with around 500,000 people changing their home loans. Australians have taken notice of the record-low interest rates. In the meantime, Aussies have been rushing to modify their loan terms. They’re looking for the best way to lock in a lower interest rate, more flexible loan features,…

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home

Guaranteed Tips in Having a Stress-Free Home Purchase

December 8, 2021

When you decide to buy a new home, you’re taking a big step that could have far-reaching consequences. The process of buying a new home is more complex than most people realise, and this means you want to make sure you don’t fall into any common traps. Any misstep while feeling confident is a surefire…

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Mortgage Refinancing

Everything to Know to Make the Homebuying Process Go Smoothly

November 30, 2021

Congratulations, you and your bank-to-be have decided to get married, and you’re making your way towards the altar, or rather, the world of home buying. While this is a very exciting milestone in life, there are many things to take into account when purchasing your first home. Not many people think about this, but buying…

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house

5 Essential Questions First-Time Home Buyers Should Ask

November 12, 2021

One of the most significant investments you’ll ever make is purchasing a home for the first time. It may also be the most difficult. Many first-time homebuyers are intimidated by the sheer number of options available to them. Here are five essential questions that first-time homebuyers need to ask before buying their first home. 1.…

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home

The Benefits and Risks of Refinancing Your Home Loan

October 20, 2021

When interest rates are extremely low, refinancing your mortgage may appear to be a no-brainer. While this strategy has some definite advantages, refinancing is a serious financial transaction with significant risks. Refinancing is the process of moving your mortgage loan from one lender to another. Since you already own the house, there is no need…

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modified car

Car Add-Ons: What Should I Get and What Should I Avoid?

October 12, 2021

When buying or upgrading a car, there’s an option to add accessories, technology, and other seemingly handy features to maximise your vehicle’s performance. However, not all of them are necessary and may end up being a waste of your hard-earned money. When taking out a car loan to finance your purchases, it’s best to know…

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