Superannuation Funds

Understanding Self-Managed Superannuation Funds: What to Know

September 16, 2020

Every employee in Australia has a superannuation fund, as this is an arrangement the government set up to encourage more people to accumulate funds and secure an income stream when they retire. If you want to be more in control of your finances, you can turn this superannuation into a self-managed super fund or what…

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Good Mortgage Broker

How to Tell You’ve Found a Good Mortgage Broker

September 9, 2020

Loans and mortgages aren’t the most exciting things in life, but they are necessary. If you want to buy a house, start a business, or invest your money, you will need a mortgage. Going through the application process can be daunting and overwhelming, but working with a mortgage broker can make for a smoother experience.…

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Refinancing vs New Mortgages

Refinancing vs New Mortgages: Which Is Best for You?

September 2, 2020

Thanks to the rise of consumer convenience and home loan options, creating a more accessible experience of repaying a mortgage has never been easier than it is today. Australian homeowners now have an abundance of opportunities for easy repayment experiences by seeking other plans, financing opportunities, and loan tweaks.  Over time, however, consumers have become…

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Investing in a Home

Don’t Make These 5 Finance Mistakes When Investing in a Home

August 26, 2020

Building a property portfolio requires the right financial structures that can help you finance your investment journey. If you fail to prepare, you might unwittingly restrict your borrowing capacity. Here are some mistakes people frequently make when funding their portfolio. They implement cross-collateralisation A lender who uses more than one property as collateral for a…

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Debt Consolidation

Debt Consolidation—Should You Do It

August 19, 2020

If you’ve been struggling to satisfy a handful of debts, debt consolidation may seem like a logical solution. However, depending on your financial situation, it may not always be ideal. Debt consolidation comes in the form of a personal loan and can be of great assistance to those juggling multiple payments at once. Read on…

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house for sale

5 Reasons You Should Invest in Real Estate in 2020

August 13, 2020

Real estate is a hefty investment, but it’s often one that pays off. No matter the day, age, or economic circumstances, people will always need a place to stay. Housing and rental spaces will always be in high demand and you’ll be in a position to offer it up at a great rate. Investing in…

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Cash-Out Refinancing Amid COVID-19

Cash-Out Refinancing Amid COVID-19 – Our Guide

August 5, 2020

There are several things you could do to kill time while being stuck at home because of the pandemic. One way to be productive is to clean and maintain your household. In doing this, you might have noticed several parts of your house that might need to be fixed. However, being in the middle of…

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mortgage contract agreement

Why Should I Apply for Pre-Qualification for a Home Loan

July 29, 2020

Buying a new home is simultaneously an exciting and terrifying experience. You have so many things to consider—most changes of address come with a change in lifestyle, routine, and even outlook. On top of that, you have to consider your financial stability, and whether you can jump through the various hoops that you need to…

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money home loan

Why It Pays to Refinance Your Home Loan? – What to Know

July 22, 2020

Many mortgage borrowers see home refinancing as an excellent option to take. For the uninitiated, it entails a change in the loan term agreement from an existing debt to a new one under the same or a different lender. For the most part, these changes include the interest rate, payment schedule, and other terms in…

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apartment building

Positive Cashflow Versus Negatively Geared Investment Properties – What to Know

July 15, 2020

There is no doubt that real estate can be a very lucrative investment. Owning property can be a way for your family to expand your wealth passively or to add to your portfolio to support your retirement. Real estate is a stable option to park and grow your money versus other choices like stocks, bonds,…

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