Tracey Franco

Imagine owning a property that pays you every month and grows in value. That’s the power of smart property investment in Australia, and the right strategy can get you there faster than you think. Today’s property landscape requires a mix of research, timing, and local knowledge. From capital cities to regional hotspots, understanding where and…

Asset finance is a useful way, especially for small businesses, to get the equipment and assets they need without having to pay a lot of money upfront. It uses the asset itself as a guarantee for the money borrowed. This allows companies to keep their cash flow steady while still getting the tools they need…

Are you thinking about buying your first home? Getting pre-approval for a home loan is a smart first move. This means a lender will check your finances and tell you how much money they might lend you. For first home buyers, pre-approval gives you a clear budget before you start looking for houses.  In this…

Benefits Of A Home Loan Health Check A home loan health check is a simple way to make sure your mortgage still fits your needs. Think of it as a checkup for your biggest financial commitment. It helps you find opportunities to save money and reach your financial goals faster. The benefits of a home…

Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching their 20% deposit goal faster. First home buyers have been delivered a bit of well-deserved good news with the findings of the 2023 Domain First Home Buyer Report. The analysis…

The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%. Have we finally reached the peak of this cycle? And how much will this latest rate hike increase your monthly repayments? In what will undoubtedly be tough news for many households…

With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top of your mortgage and feel financially secure. Let’s face it, the RBA’s rate rise cycle hasn’t been painless for mortgage holders, with average monthly repayments now hundreds of dollars (and in some cases, thousands of…

As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for you? If you’ve been looking at the property market over the last six to 12 months, you probably already know that while property prices have dropped, it’s been a case of slim pickings…

Purchasing a house is undoubtedly a significant financial step in one’s life. It can be extremely intimidating to consider buying a property given the increasing cost of housing, interest, and lifestyle. If you’re a first-time home buyer, you may even be concerned about the possibility of a higher interest rate or other ownership-related issues. It…

You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over it, how can you prepare for a soft landing? A staggering 880,000 fixed-rate loans are set to end this year, and when they do, many Australian households will be facing significantly higher…