Tracey Franco
How to Grow Your Wealth with Smart Australian Property Investment Strategies
Imagine owning a property that pays you every month and grows in value. That’s the power of smart property investment in Australia, and the right strategy can get you there faster than you think. Today’s property landscape requires a mix of research, timing, and local knowledge. From capital cities to regional hotspots, understanding where and…
Asset Finance Explained: How It Works and Why It Matters for Your Business
Asset finance is a useful way, especially for small businesses, to get the equipment and assets they need without having to pay a lot of money upfront. It uses the asset itself as a guarantee for the money borrowed. This allows companies to keep their cash flow steady while still getting the tools they need…
Your Home Loan Pre Approval Guide For First Home Buyers
Are you thinking about buying your first home? Getting pre-approval for a home loan is a smart first move. This means a lender will check your finances and tell you how much money they might lend you. For first home buyers, pre-approval gives you a clear budget before you start looking for houses. In this…
Benefits Of A Home Loan Health Check
Benefits Of A Home Loan Health Check A home loan health check is a simple way to make sure your mortgage still fits your needs. Think of it as a checkup for your biggest financial commitment. It helps you find opportunities to save money and reach your financial goals faster. The benefits of a home…
Time to jump in? First home buyer deposit saving times plunge
Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching their 20% deposit goal faster. First home buyers have been delivered a bit of well-deserved good news with the findings of the 2023 Domain First Home Buyer Report. The analysis…
Mortgage holders granted a reprieve as RBA puts interest rates on hold
And … exhale. After 10 straight rate hikes the Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold. But for how long? The decision to keep the official cash rate at 3.60% will be welcomed by homeowners around the country after monthly repayments increased by about $1000 per…
Tips to help stay on top amidst the rate hike cycle
With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top of your mortgage and feel financially secure. Let’s face it, the RBA’s rate rise cycle hasn’t been painless for mortgage holders, with average monthly repayments now hundreds of dollars (and in some cases, thousands of…
Money habits that may raise lenders’ eyebrows
We all know being on our monetary optimal behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders? Smart money management and cutting back on expenses can help your home loan application. That’s no secret. But a bit of…
What is the fixed-rate cliff and how can refinancing help?
You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over it, how can you prepare for a soft landing? A staggering 880,000 fixed-rate loans are set to end this year, and when they do, many Australian households will be facing significantly higher…
Homeowners brace as RBA raises cash rate to 3.85%
The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%. Have we finally reached the peak of this cycle? And how much will this latest rate hike increase your monthly repayments? In what will undoubtedly be tough news for many households…