Month: January 2016
How does a line of credit work and is it for me?
How you structure your mortgage can be a big decision. One of the decisions that you may be considering is taking out a line of credit. Essentially, a line of credit allows you to access the equity you have in your home. For example, if your home is worth $300,000 and your mortgage is $100,000…
Read MoreHelping first home buyers get organised
Being a First Home Buyer is both an exciting and scary time. Our role is to help at every stage of the process. Some steps can be taken before the home ownership journey begins. Here are some great tips on getting prepared: Understand what you can afford: our role as a mortgage broker is to…
Read MoreLet FinanceCorp help you with your will!
There is so much for you to think about when buying and selling a property. For many of our clients, they are often overwhelmed with the amount of things that they need to be thinking about. For many years now, all of the brokers at FinanceCorp have recommended that their clients meet with a financial…
Read MorePreparing for the end of financial year
The financial year has just ended. Many people see this as simply a time that they must place their tax return and receive either a bill or a refund from the Australian Tax Office (ATO). But the end of the financial year can be a really good to time to review your personal financial situation.…
Read MoreHave you considered an offset account?
In Australia, we have become a lot more conservative when it comes to debt. We are living with lower levels of debt and are now looking for ways to become debt-free faster. So how is this possible when you are living with a mortgage? Many people are looking at an offset account and…
Read MoreChanges to the credit rating system (March 2014)
We have many clients express concerns about their credit rating. Most of them are uncertain about the actual content on their credit rating. The reality is that not everything has an impact on your credit rating. On the 12th March 2014, the credit checks system is about to change. This could have a huge impact…
Read MoreChanges to stamp duty (July 2014)
The WA State Government has proposed changes to the stamp duty threshold as well as the applicable concessional rates in the budget announced on the 8th May. The changes came in to effect on 3rd July 2014 The amendments to stamp duty are as follows: The first home buyer stamp duty concession, where a full…
Read MoreState budget changes (2 June 2014)
The big news over the past couple of weeks has been without a doubt the Federal Budget (closely followed by the wink-gate scandal from Tony). Many people may not have realised that at almost the same time, the WA State Government also released its budget for 2014-2015. The budget had some far reaching effects across…
Read MoreConsidering bridging finance?
There are many instances when you might find yourself in a situation where you need bridging finance. Bridging finance or a bridging loan is the name given to a loan that is intended to create a ‘bridge’ from one property to another. When to consider bridging finance You may need a bridging loan when you…
Read MoreWant to know how you can break out of the rent cycle?
It is much easier than you might imagine to break free from renting. Just say YES! Are you able to answer YES to the following questions: Total household earnings are less than $130,000 for couples or $90,000 for singles Been in your job for 6 months or more Permanent resident Maximum purchase price does not…
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