Month: January 2016
Why you need a mortgage broker?
In this age of technology where an endless amount of information is available at our fingertips it is easy to think we can do all the research and investigation that it takes when buying your next property. However, the reality is quite different. Unless you have weeks of spare time and energy as well…
Read MoreWhy you should get pre-approved before you put in an offer
Many people think that the best way to do things when purchasing a new property is to go out and find a place and then start to put the wheels in motion when it comes to things like finance. In reality, it is a really good idea to have this sorted out before you even…
Read MoreWhat to look out for when buying your new home
Purchasing a new home can be a really exciting time. But so often, once you move in, you can discover a huge range of hidden problems. Conducing your own inspection will reveal some issues but it is vital that, no matter what age the property is, you should always get a pest inspection and building…
Read MoreA Summary Of Keystart
Keystart Home Loans have been around since 1989. The initiative was introduced by the Western Australian government. Keystart is wholly owned by the Housing Authority. The aim of a Keystart Home Loan is to assist people in to their own home. Since inception, Keystart has helped over 80,000 West Australian individuals and families achieve home…
Read MoreOther planning services
In our line of work we meet many people who are in the process of buying and selling property. We know the importance of receiving advice that reflects your current financial position. Many clients fail to recognise the importance of things such as updating their Will or reviewing their life insurance when they buy and…
Read MoreSelling things on eBay
Christmas can really put the finances under pressure as we need to buy presents, attend lots of functions and host meals at our house. All this equals lots of spending and generally there is no more money coming in than at any other time of the year. As well as needing extra money at…
Read MoreJuly – review
Well the new financial year is upon us and that means several things. Firstly, it is time to start thinking about preparing your tax return. And secondly, we are officially half way through the year. The mid-way point is often a good time to conduct a review. Did you set yourself some goals at the…
Read MoreInvesting close to home – the granny flat solution
With the eldest of the baby boomers well into their 60s this year, the challenges of an ageing population are confronting us all, with social spending and economic growth set to feel the pressure as Australia’s population ages. A 2008 Productivity Commission report, ‘Trends in Aged Care Services: some implications’, predicted that the proportion of…
Read MoreWant to pay off your mortgage faster?
When you take out a mortgage, you set a term for this. Term refers to the period of time that it will take to pay off your mortgage. This is generally 20, 25 or 30 years but there are plenty of options and the choice is normally yours. The term that you choose will dictate…
Read MoreHow much can you borrow?
One of the most important things we find clients want to know is how much they can borrow. Many have used simple online calculators. These online calculators are a very quick and simple way of getting a rough calculation. But it is important to realise that most lenders look at a wide number of factors…
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