Don't change anything – when not to move your home loan
As mortgage brokers, many people think that we are focused on getting you to change your home loan to a different lender. This can mean a long and drawn out process that can take some time.
Here at FinanceCorp, we are proud that we do things differently. Our focus is on ensuring you are getting the best deal for your mortgage.
There are many factors that make a good deal when it comes to your home loan. With interest rates at a 50 year low, now is definitely time to take a closer look at your home loan to ensure you are getting the best deal.
But lots of brokers are happy to do this but here is why we are different. We will not only look at a range of mortgages that offer a more competitive product for you but we will also look at the costs on your existing mortgage.
This mean we will find out what costs are associated with you moving, this can range from discharge and registration fees to loan fees, handling fees, valuation fees and application fees.
We will provide you with a very clear break down of all the costs associated with moving your home loan and compare this with the savings you will make if you decide to move your home loan. This sometimes means that it may not make financial sense to move your home loan. We are happy to provide you with all of the facts so that you can make a decision based on all of the relevant information.
If you would like to review your home loan, why not let us conduct a review for you. Our home loan health check is completely obligation-free. There is no need to feel obliged to move your home loan or anything. It is simply a service that we offer that will give you peace of mind knowing that you are accessing the best possible deal on your home loan.