Blog
Taking care of investors
We understand that the real estate market is full of different groups of people. Property investors are a group that in themselves can be very diverse. Some investors are extremely savvy and know exactly what they are doing, whilst others are new and need some support and guidance. Whatever the investor profile, we are happy…
How much money do I need to retire?
Naturally, what individuals need to live varies greatly according to their own standards and tastes but here are some general figures released in December 2013: To live comfortably, a person needs $42,000 per annum and a couple needs $58,000. In Australia, the aged pension is $21,913 for a single person and $33,036 for a couple….
Do you know when you can retire?
In Australia, many people are unclear about the age they can retire as things have changed a lot and the rules are not as simple as they once were. The age at which you can access your superannuation has been changed according to the year you were born. This is known as a preservation age…
Do you give your children pocket money?
These days the lesson we teach our children about money are more than likely quite different to what we experienced ourselves when we were growing up. Our children watch us constantly use EFTPOS machines to make payments when we shop. Rarely do we deal in cash. Mistakenly, children can believe that with the press of…
Want to save some serious money?
For most households, the single biggest expenditure is their mortgage repayment. So if your mortgage repayment is your single biggest expense, it would make sense to review it regularly and work out how you can be saving money. There are several ways you can save both time and money. Check your interest rate With interest…
Why you need a mortgage broker?
In this age of technology where an endless amount of information is available at our fingertips it is easy to think we can do all the research and investigation that it takes when buying your next property. However, the reality is quite different. Unless you have weeks of spare time and energy as well…
Why you should get pre-approved before you put in an offer
Many people think that the best way to do things when purchasing a new property is to go out and find a place and then start to put the wheels in motion when it comes to things like finance. In reality, it is a really good idea to have this sorted out before you even…
What to look out for when buying your new home
Purchasing a new home can be a really exciting time. But so often, once you move in, you can discover a huge range of hidden problems. Conducing your own inspection will reveal some issues but it is vital that, no matter what age the property is, you should always get a pest inspection and building…
A Summary Of Keystart
Keystart Home Loans have been around since 1989. The initiative was introduced by the Western Australian government. Keystart is wholly owned by the Housing Authority. The aim of a Keystart Home Loan is to assist people in to their own home. Since inception, Keystart has helped over 80,000 West Australian individuals and families achieve home…
Other planning services
In our line of work we meet many people who are in the process of buying and selling property. We know the importance of receiving advice that reflects your current financial position. Many clients fail to recognise the importance of things such as updating their Will or reviewing their life insurance when they buy and…